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The full breakdown,
not the highlight reel

I'm Nora. I work full time, I'm a mom of two, and I'm paying off $135k in debt. I share what I'm actually trying to build income on the side — what earns, what flopped, and the numbers behind both.

The newsletter is where I put the full breakdown. More detail than a video, more context than a caption.

Get the full breakdown →

Current debt

$133,782
↓ $15,697paid down to date
Started at $149,47910.5% paid off

Monthly budget

Household income
$13,650
Combined take-home from our
day jobs — consistent monthly
Side hustle income
varies
Freelance, affiliate, ads, templates —
reported in monthly income posts
Housing
29.1%
Debt payments
19.9%
Groceries & food
11.7%
Kids
5.1%
Misc
5.1%
Utilities
4.3%
Savings
3.7%
Sinking funds
3.4%
Personal spending
2.9%
Insurance
2.6%
Total budgeted87.8%of stable income · $1,657 unallocated

Percentages are based on stable income only — side hustle income goes straight toward extra debt payments or savings. Debt covers 6 active accounts on minimum payments. Misc includes home maintenance, vet visits, school fundraisers, and date nights. Sinking funds cover known upcoming expenses: car registration, lawn care, and home maintenance.

Tools I'm actually using

Some links are affiliate links. I only list tools I actually use.

Claude
Writing, research, building automations.
$100
/mo
Kit
Email newsletter. 879 subscribers, 36% open rate.
$33
/mo · $390/yr
Cursor
AI code editor. Building and maintaining the blog.
$20
/mo
Wispr
Voice-to-text for drafting content faster.
$15
/mo

Last updated March 2026